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Zakat Calculator

Enter your zakatable assets once — cash, gold, silver, stocks, business goods — and get your exact 2.5% zakat with the current nisab threshold.

How it works

Three steps, under a minute:

  1. Pick your currency and the nisab basis (gold or silver).
  2. Enter each asset type — jewellery by weight, everything else by value.
  3. Get your zakat due, with a printable summary.

1 · Currency & nisab

Prices move daily — update the gold/silver rates if yours differ. New to zakat? Read our complete guide: how much zakat do I pay?

In your selected currency. Check your local sarafa market rate.
In your selected currency. Check your local rate.
Current nisab threshold: —

2 · Your assets

Enter amounts in your currency; jewellery by weight in grams (1 tola = 11.66 g).

Jewellery, coins, bars. Personal-use jewellery is included by most scholars.
Jewellery, coins, bars.
Simple version — our dedicated stocks tool (coming soon) handles purification.
Stock meant for sale, valued at current market price.
Loans given, receivables you expect to recover.
Loans, credit dues, expenses payable now.
Lent money (udhaar) — the schools differ on when you pay: this calculator counts the full amount you expect to recover, at 2.5% each year. Hanafi: zakat builds up each year, but you pay it only when the money comes back — then pay for all the past years together. Maliki: pay once, when it is recovered. The Islamic Fiqh Academy (Jeddah, 1985) view is to pay yearly if the borrower is solvent. If recovery is doubtful, leave it out until it comes back. For the full picture — year-by-year amounts for all three views — use our dedicated zakat on lent money calculator.

3 · Your zakat

Enter your assets above to see your zakat calculation.

DeenHisab — Zakat Calculation Report

For education and estimation only — confirm with a qualified scholar.

Zakat — quick answers
What counts as zakatable wealth?
Cash, bank balances, gold and silver (including jewellery, by the majority view), stocks and mutual funds, business inventory and trade goods, and money owed to you that you expect to recover. Your home, personal car, furniture, and clothes you use are not zakatable.
Gold or silver nisab — which should I use?
Both are classical positions, but the silver nisab is much lower, so it is the cautious choice: nobody underpays by using it. Most Hanafi scholars recommend the silver nisab.
What is the 2.5% rule?
Once your zakatable wealth (after deducting debts) stays at or above nisab for one lunar year (hawl, ≈354 days), you pay 2.5% of the net zakatable amount.
Do I pay zakat on jewellery I wear?
The majority view (including Hanafi) is yes — gold and silver jewellery is zakatable regardless of personal use. Some scholars exempt worn jewellery; when in doubt, paying is the safer position.
What about stocks and crypto?
Stocks held as investment are zakatable at market value in this simplified calculator. Purification of non-compliant income and detailed stock screening need the dedicated stocks tool we're building next. Crypto is treated like a trade asset by many contemporary scholars — include its market value.
Can I deduct all my debts?
Deduct debts that are due or payable now. Long-term debts (like a mortgage) are handled differently by scholars — the common approach is to deduct only the upcoming year's instalments, or the full amount per the Hanafi view. Ask a scholar for your situation.
Do I pay zakat on money I lent to someone?
Yes, if you expect it back — enter it under "Money owed to you" and this calculator counts it at 2.5%. The schools differ on when you pay it. Hanafi: zakat builds up each year, but you pay only when the money is recovered — then pay for all the past years together. Maliki: pay once, when it is recovered. The Islamic Fiqh Academy (Jeddah, 1985) view is to pay yearly if the borrower is solvent. If recovery is doubtful, leave it out until it comes back.
Educational tool. Zakat has detailed rulings that vary by school and situation (debts, mixed assets, business types). Always confirm your final amount with a qualified scholar or mufti.